I-FS Berlin GmbHFollow-up financing
Your fixed-rate period is ending? We compare terms for the next phase in good time.
Plan early, save significantly
Follow-up financing is an important step for anyone whose mortgage is coming to an end soon. The first financing phase usually ends when the fixed-rate period expires – the remaining debt then needs new financing.
Planning your follow-up financing early can lead to considerable savings. There are three ways to do it.
As a rule, no later than one year before your fixed-rate period ends. That leaves enough time to review the options and compare offers.
Your three options
Extension (prolongation)
Your existing contract is extended with your current bank. The terms should be checked carefully – the interest rates are often higher than with other options.
Forward loan
Locks in today's interest rates for the future – especially worthwhile if rates are expected to rise. Can be arranged up to five years in advance.
Switching to another bank
Often the cheapest option. Bear in mind the new credit check and any switching costs.
Let's talk.
Book an appointment online – by phone, by video or in person at our office in Berlin. Consultations are held in German or English; for other languages, a consultation is only possible with an interpreter.
Janusz-Korczak-Str. 35
12627 BerlinIn-person meetings at our office, Spandauer Damm 115, 14055 Berlin, by appointment
8 am – 7 pm, by appointment